What makes HDFC Credila the Market leader for Education loans?
HDFC Credila is an international education loan scheme designed for students who want to study full-time at foreign colleges and universities. As the number of students choosing to pursue their career aspirations through international education rises, HDFC provides a helping hand to them by providing a tailored finance option. HDFC Credila Overseas Education Loan has put time and resources into setting up the right systems, procedures, and expertise for the education sector. It has an exclusive credit rating model for education loans. Intending to help parents and learners with the best financing alternatives, HDFC Credila accesses the challenges and works together to set seamless loan approvals.
Let’s take a closer look at what makes HDFC Credila the go-to option for education loans in India—
HDFC Credila Customized Loan Options
HDFC Credila offers a wide range of loan options to cater to the diverse needs of students. These include loans for higher education in India and abroad, vocational courses, executive programs, and even loans for students pursuing professional courses like CA, CFA, etc. Students can obtain loans up to Rs. 20 lakhs for higher education in India and up to Rs. 1 crore for education abroad. HDFC Credila also provides customized repayment options, making it easier for students to repay their loans without any stress.
HDFC Credila Quick Processing for Overseas Education Loan
One of the most significant advantages of HDFC Credila is its quick processing time. The loan application process is entirely online, making it convenient for students to apply from anywhere, at any time. The loan application is processed within seven working days, making it easier for students to plan their finances, obtain the required loan amount and apply for their desired courses.
Transparent Process
HDFC Credila has a transparent loan application process, ensuring that students are well-informed about the loan process, interest rates, and repayment options. The company provides complete transparency in terms of the documentation required and the eligibility criteria, making it easier for students to plan their finances and make informed decisions.
Competitive Interest Rates
Interest rates of education loans from HDFC Credila are competitive, making it easier for students to fund their education without burdening themselves with high-interest rates. The interest rates offered by HDFC Credila are one of the lowest in the market, making it an attractive option for students looking for education loans.
No Collateral Required for HDFC Credila Education Loan
HDFC Credila offers collateral-free education loans. This is a significant advantage for students who do not have any property or assets to offer as collateral. HDFC Credila offers loans based on the student’s academic and financial background, making it easier for students to fund their education without worrying about collateral.
HDFC Credila Education Loan Flexible Repayment Options
HDFC Credila offers flexible repayment options, making it easier for students to repay their loans without any stress. Students can choose from a range of repayment options, including the moratorium period, which allows them to start repaying their loans after six months of completing their course. HDFC Credila also provides pre-payment options, allowing students to repay their loans before the due date without any penalty.
Customer Support
HDFC Credila offers excellent customer support, ensuring that students are assisted at every step of the loan application process. The company provides a dedicated relationship manager to each applicant, who guides them through the loan application process and answers any queries they may have.
Final Word
Amazing features of overseas education loans from HDFC Credila established it as a front player. With HDFC Credila, students can fund their education without worrying about high-interest rates, collateral, or repayment stress, making it easier for them to achieve their academic goals. Our advisors at EduLoans respond to your needs, aid with documentation preparation, and help you effortlessly acquire an education loan through HDFC credila. Connect with us to learn more.