Prim face yes but actually not really. Lets understand the concept from return on investment perspective. We all do graduation and many do post graduation. The return on investment concept is the time required to recover your investment. We would look at two scenarios – Undergraduate Admission and Graduate admission. We have assumed annual increase in salary plus cost of living at 20% year on year. It is clearly visible that going abroad to do your Undergraduate or Graduate studies in not expensive. While we do realize that the initial amount required for studying abroad is high but we can always look to get education loans to help us in our studies and betterment of career.

Particulars

Undergraduate India

Undergraduate Abroad

Graduate India

Graduate Abroad

Cost of Study

INR 10,00,000

INR 1,20,00,000

INR 10,00,000

INR 60,00,000

Earning Potential

INR 3,00,000

INR 35,00,000

INR 9,00,000

INR 50,00,000

Saving Potential

INR 60,000

INR 12,00,000

INR 3,00,000

INR 16,00,000

Return on Investment

8 years

6 years

3.33 years

3.12 Years

Estimated Earnings in 10 years less cost of study

82,85,125

2,51,40,502

2,68,55,376

4,35,20,669

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