{"id":92,"date":"2019-03-25T07:55:03","date_gmt":"2019-03-25T07:55:03","guid":{"rendered":"https:\/\/www.eduloans.org\/blogs\/?p=92"},"modified":"2024-08-11T13:42:05","modified_gmt":"2024-08-11T13:42:05","slug":"what-is-the-interest-rate-flexibility-offered-by-education-loan","status":"publish","type":"post","link":"https:\/\/www.eduloans.org\/blogs\/what-is-the-interest-rate-flexibility-offered-by-education-loan\/","title":{"rendered":"What is the interest rate flexibility offered by education Loan?"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-93\" src=\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2019\/03\/post15.png\" alt=\"\" width=\"642\" height=\"427\" \/><\/p>\n<p class=\"western\">Some education loan providers have the flexibility where the applicant can choose to start repaying the interest plus principle after he finds a job. The same is referred to interest flexibility.<\/p>\n<ul>\n<li>Banks such as <strong>SBI &amp; BOB<\/strong> have the flexibility. Axis does not have the flexibility<\/li>\n<li>All <strong>NBFC<\/strong> can have partial repayment of loan. The same needs to be negotiated at the time of sanction.<\/li>\n<li><strong>Prodigy<\/strong> has the interest rate flexibility where as <strong>M-power<\/strong> does not have the same.<\/li>\n<li>In case of <strong>US banks<\/strong> you choose the loan repayment options most suited to you.<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.eduloans.org\/user\/register\" style=\"background-color:#ff9900\" target=\"_blank\" rel=\"noreferrer noopener\">Contact Us<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Some education loan providers have the flexibility where the applicant can choose to start repaying the interest plus principle after&hellip; <\/p>\n","protected":false},"author":3,"featured_media":93,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,3,5,11,7,8,2,9],"tags":[],"class_list":["post-92","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-collateral-loan","category-education-loan","category-non-collateral-loan","category-overseas-education","category-rate-of-interest","category-secure-loan","category-student-loan","category-unsecured-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.2 (Yoast SEO v23.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is the interest rate flexibility offered by education Loan? 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