{"id":278,"date":"2021-03-01T05:08:17","date_gmt":"2021-03-01T05:08:17","guid":{"rendered":"https:\/\/www.eduloans.org\/blogs\/?p=278"},"modified":"2024-08-11T13:41:41","modified_gmt":"2024-08-11T13:41:41","slug":"secured-vs-unsecured-education-loans-a-comprehensive-guide","status":"publish","type":"post","link":"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/","title":{"rendered":"Secured vs. Unsecured education loans: A Comprehensive guide"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-280 size-large\" src=\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2021\/03\/Secured-vs.-Unsecured-education-loans-1024x682.jpg\" alt=\"Secured vs. Unsecured education loans\" width=\"790\" height=\"526\" srcset=\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2021\/03\/Secured-vs.-Unsecured-education-loans-1024x682.jpg 1024w, https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2021\/03\/Secured-vs.-Unsecured-education-loans-300x200.jpg 300w, https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2021\/03\/Secured-vs.-Unsecured-education-loans-768x512.jpg 768w\" sizes=\"(max-width: 790px) 100vw, 790px\" \/><\/p>\n<p>Overseas education loan can be of two kinds- secured and unsecured. These are also called loans with, and without collateral, respectively. The difference between these two kinds of education loan to study abroad is only whether or not you pledge your collateral or submit a guarantee or not. Both these kinds of education loans are available for students who need to borrow finances from banks or NBFCs. Albeit, these are the kinds of education loans, yet the more popular ones are secured overseas education loan because of higher amount that is available to you and more benefits. This blog is a complete and comprehensive guide to the kinds of loans mentioned here.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_58 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69ef91929e5a7\" ><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-69ef91929e5a7\"  type=\"checkbox\" id=\"item-69ef91929e5a7\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#Secured_education_loan_to_study_abroad\" title=\"Secured education loan to study abroad\">Secured education loan to study abroad<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#Unsecured_education_loan_to_study_abroad\" title=\"Unsecured education loan to study abroad\">Unsecured education loan to study abroad<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#What_kinds_of_collaterals_can_a_borrower_pledge\" title=\"What kinds of collaterals can a borrower pledge?\">What kinds of collaterals can a borrower pledge?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#Unsecured_Loan-_Without_Collateral_A_complete_guide_table\" title=\"Unsecured Loan- Without Collateral: A complete guide table\">Unsecured Loan- Without Collateral: A complete guide table<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#Secured_loan-_with_collateral_A_complete_guide_table\" title=\"Secured loan- with collateral: A complete guide table\">Secured loan- with collateral: A complete guide table<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#Education_loan_to_study_abroad_What_to_choose\" title=\"Education loan to study abroad: What to choose?\">Education loan to study abroad: What to choose?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Secured_education_loan_to_study_abroad\"><\/span>Secured education loan to study abroad<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This is the kind of overseas education loan which is covered by guarantee or collateral, which is tangible.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Unsecured_education_loan_to_study_abroad\"><\/span>Unsecured education loan to study abroad<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This is also called Non-Secured Loan. It is called so because it is not secure for the bank since the borrower is not pledging anything tangible against the loan amount and intangible security like personal guarantees is provided. It is not covered by any kind of collateral, which is why, it is a huge risk for the bank and comes with forfeiting disadvantages for the bank. For a borrower, it may be advantageous, but secured loans offer much more benefits than this one.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_kinds_of_collaterals_can_a_borrower_pledge\"><\/span>What kinds of collaterals can a borrower pledge?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"https:\/\/eduloans.weebly.com\/blog\/is-collateral-required-for-education-loan-abroad\">Education loan to study abroad<\/a> with collateral is a popular option since it can offer you a larger amount for loan and comes with several other advantages. A borrower is often in doubt regarding the kinds of collaterals they can guarantee. The table below helps you know if or not, your belonging falls under the category of a collateral.<\/p>\n<table>\n<tbody>\n<tr>\n<td width=\"150\"><strong>Loan against property<\/strong><\/td>\n<td width=\"150\"><strong>Loan against deposits<\/strong><\/td>\n<td width=\"150\"><strong>Loan against securities<\/strong><\/td>\n<td width=\"150\"><strong>Loan against third-party guarantee<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"150\">Agricultural Land\/flat\/house<\/td>\n<td width=\"150\">Fixed deposits<\/td>\n<td width=\"150\">Equity shares<\/td>\n<td width=\"150\">Certificate of guarantee from a borrower\u2019s home bank<\/td>\n<\/tr>\n<tr>\n<td width=\"150\">Non-agricultural land\/flat\/house<\/td>\n<td width=\"150\">Recurring deposits<\/td>\n<td width=\"150\">Debentures<\/td>\n<td width=\"150\">Certificate of guaranteeprovided by employer of a borrower<\/td>\n<\/tr>\n<tr>\n<td width=\"150\">&#8211;<\/td>\n<td width=\"150\">Gold deposits<\/td>\n<td width=\"150\">Bonds<\/td>\n<td width=\"150\">&#8211;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Unsecured_Loan-_Without_Collateral_A_complete_guide_table\"><\/span>Unsecured Loan- Without Collateral: A complete guide table<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<td><strong>Features<\/strong><\/td>\n<td><strong>Public Sector Banks<\/strong><\/td>\n<td><strong>Private Banks<\/strong><\/td>\n<td><strong>NBFCs<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Example of the Lenders<\/td>\n<td>SBI, BOB<\/td>\n<td>Axis Bank, ICICI Bank<\/td>\n<td>Avanse, Incred, Auxilo, Credila<\/td>\n<\/tr>\n<tr>\n<td>Loan Amount (INR)<\/td>\n<td rowspan=\"4\">Check with each bank for loan amount.<\/td>\n<td>Upto INR 40 lakhs<\/td>\n<td>Upto INR 25 lakhs<\/td>\n<\/tr>\n<tr>\n<td>Interest Rate Range<\/td>\n<td>11.5%-13.5%<\/td>\n<td>12%-16%<\/td>\n<\/tr>\n<tr>\n<td>Processing Fees (INR)<\/td>\n<td>Check with the bank for latest figures or get in touch with Eduloans.<\/td>\n<td>1%-2% loan amount<\/td>\n<\/tr>\n<tr>\n<td>Number of Colleges Supported<\/td>\n<td>Listed in bank\u2019s annexure<\/td>\n<td>Listed in bank\u2019s annexure<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Secured_loan-_with_collateral_A_complete_guide_table\"><\/span>Secured loan- with collateral: A complete guide table<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<td><strong>Features<\/strong><\/td>\n<td><strong>\u00a0Public Banks\u00a0\u00a0<\/strong><\/td>\n<td><strong>Private Banks<\/strong><\/td>\n<td><strong>NBFCs<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Example of the Lenders<\/td>\n<td>SBI, BOB<\/td>\n<td>Axis Bank, ICICI Bank<\/td>\n<td>Avanse, Incred, Auxilo, Credila<\/td>\n<\/tr>\n<tr>\n<td>Loan Amount (INR)<\/td>\n<td>Upto INR 1.5Cr<\/td>\n<td>Upto INR 60 lakhs<\/td>\n<td>Upto INR 60 lakhs<\/td>\n<\/tr>\n<tr>\n<td>Interest Rate Range<\/td>\n<td>9.2%-10.5%<\/td>\n<td>11.5%-13.5%<\/td>\n<td>12%-14.5%<\/td>\n<\/tr>\n<tr>\n<td>Processing Fees (INR)<\/td>\n<td>INR 11800<\/td>\n<td>\u00a0 INR 0 for less than INR 20 lakhs loan amount and, INR 750 on each lakh above INR 20 lakhs.<\/td>\n<td>\u00a01%-2% loan amount<\/td>\n<\/tr>\n<tr>\n<td>\u00a0Repayment while studying<\/td>\n<td>None<\/td>\n<td>Simple Interest<\/td>\n<td>Simple Interest<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Education_loan_to_study_abroad_What_to_choose\"><\/span>Education loan to study abroad: What to choose?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Here are a few suggestions from Eduloans, considering all possibilities at hand-<\/p>\n<p>In case you aren\u2019t able to guarantee any collateral, you must choose a private sector bank or NBFCs. Here, a private bank will charge a lower interest rate than an NBFC. Additionally, you may also get tax rebates from a private bank, while also having a lower processing fee.<\/p>\n<p>Otherwise, a public sector bank is the best option for a secured <a href=\"https:\/\/www.eduloans.org\/\">overseas education loan<\/a> if you are willing to pledge a guarantee. Eduloans loan counsellor provides you a comprehensive information and the best option for you, depending upon your profile and requirements.<\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link has-background has-text-align-center wp-element-button\" href=\"https:\/\/www.eduloans.org\/user\/register\" style=\"background-color:#ff9900\" target=\"_blank\" rel=\"noreferrer noopener\">Contact Us<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Overseas education loan can be of two kinds- secured and unsecured. These are also called loans with, and without collateral,&hellip; <\/p>\n","protected":false},"author":5,"featured_media":280,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[52,22],"class_list":["post-278","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan","tag-education-loan-to-study-abroad","tag-overseas-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.2 (Yoast SEO v23.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Secured vs. Unsecured education loans: A Comprehensive guide - Education Loans Blog - Empowering Dreams<\/title>\n<meta name=\"description\" content=\"Description Here...!!!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Secured vs. Unsecured education loans: A Comprehensive guide\" \/>\n<meta property=\"og:description\" content=\"Description Here...!!!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/\" \/>\n<meta property=\"og:site_name\" content=\"Education Loans Blog - Empowering Dreams\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Eduloanslive\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-01T05:08:17+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-11T13:41:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2021\/03\/Secured-vs.-Unsecured-education-loans.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2671\" \/>\n\t<meta property=\"og:image:height\" content=\"1780\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Banit Singh sawhney\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Live59003833\" \/>\n<meta name=\"twitter:site\" content=\"@Live59003833\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Banit Singh sawhney\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/\"},\"author\":{\"name\":\"Banit Singh sawhney\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/e63ae108f6329d6ea1b534656ce0c21b\"},\"headline\":\"Secured vs. Unsecured education loans: A Comprehensive guide\",\"datePublished\":\"2021-03-01T05:08:17+00:00\",\"dateModified\":\"2024-08-11T13:41:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/\"},\"wordCount\":625,\"publisher\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2021\/03\/Secured-vs.-Unsecured-education-loans.jpg\",\"keywords\":[\"education loan to study abroad\",\"overseas education loan\"],\"articleSection\":[\"Education Loan\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/\",\"name\":\"Secured vs. Unsecured education loans: A Comprehensive guide - Education Loans Blog - Empowering Dreams\",\"isPartOf\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2021\/03\/Secured-vs.-Unsecured-education-loans.jpg\",\"datePublished\":\"2021-03-01T05:08:17+00:00\",\"dateModified\":\"2024-08-11T13:41:41+00:00\",\"description\":\"Description Here...!!!\",\"breadcrumb\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#primaryimage\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2021\/03\/Secured-vs.-Unsecured-education-loans.jpg\",\"contentUrl\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2021\/03\/Secured-vs.-Unsecured-education-loans.jpg\",\"width\":2671,\"height\":1780,\"caption\":\"Secured vs. Unsecured education loans\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.eduloans.org\/blogs\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Secured vs. Unsecured education loans: A Comprehensive guide\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#website\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/\",\"name\":\"Education Loans Blog - Empowering Dreams\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.eduloans.org\/blogs\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#organization\",\"name\":\"Education Loans Blog - Empowering Dreams\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2024\/08\/logo_tagLineComppng.png\",\"contentUrl\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2024\/08\/logo_tagLineComppng.png\",\"width\":181,\"height\":50,\"caption\":\"Education Loans Blog - Empowering Dreams\"},\"image\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Eduloanslive\/\",\"https:\/\/x.com\/Live59003833\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/e63ae108f6329d6ea1b534656ce0c21b\",\"name\":\"Banit Singh sawhney\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0b131257f260f5be23dad6aae248c5db?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0b131257f260f5be23dad6aae248c5db?s=96&d=mm&r=g\",\"caption\":\"Banit Singh sawhney\"},\"sameAs\":[\"http:\/\/eduloans.org\"],\"url\":\"https:\/\/www.eduloans.org\/blogs\/author\/apexseo\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Secured vs. Unsecured education loans: A Comprehensive guide - Education Loans Blog - Empowering Dreams","description":"Description Here...!!!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/","og_locale":"en_US","og_type":"article","og_title":"Secured vs. Unsecured education loans: A Comprehensive guide","og_description":"Description Here...!!!","og_url":"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/","og_site_name":"Education Loans Blog - Empowering Dreams","article_publisher":"https:\/\/www.facebook.com\/Eduloanslive\/","article_published_time":"2021-03-01T05:08:17+00:00","article_modified_time":"2024-08-11T13:41:41+00:00","og_image":[{"width":2671,"height":1780,"url":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2021\/03\/Secured-vs.-Unsecured-education-loans.jpg","type":"image\/jpeg"}],"author":"Banit Singh sawhney","twitter_card":"summary_large_image","twitter_creator":"@Live59003833","twitter_site":"@Live59003833","twitter_misc":{"Written by":"Banit Singh sawhney","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#article","isPartOf":{"@id":"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/"},"author":{"name":"Banit Singh sawhney","@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/e63ae108f6329d6ea1b534656ce0c21b"},"headline":"Secured vs. Unsecured education loans: A Comprehensive guide","datePublished":"2021-03-01T05:08:17+00:00","dateModified":"2024-08-11T13:41:41+00:00","mainEntityOfPage":{"@id":"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/"},"wordCount":625,"publisher":{"@id":"https:\/\/www.eduloans.org\/blogs\/#organization"},"image":{"@id":"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#primaryimage"},"thumbnailUrl":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2021\/03\/Secured-vs.-Unsecured-education-loans.jpg","keywords":["education loan to study abroad","overseas education loan"],"articleSection":["Education Loan"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/","url":"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/","name":"Secured vs. Unsecured education loans: A Comprehensive guide - Education Loans Blog - Empowering Dreams","isPartOf":{"@id":"https:\/\/www.eduloans.org\/blogs\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#primaryimage"},"image":{"@id":"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#primaryimage"},"thumbnailUrl":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2021\/03\/Secured-vs.-Unsecured-education-loans.jpg","datePublished":"2021-03-01T05:08:17+00:00","dateModified":"2024-08-11T13:41:41+00:00","description":"Description Here...!!!","breadcrumb":{"@id":"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#primaryimage","url":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2021\/03\/Secured-vs.-Unsecured-education-loans.jpg","contentUrl":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2021\/03\/Secured-vs.-Unsecured-education-loans.jpg","width":2671,"height":1780,"caption":"Secured vs. Unsecured education loans"},{"@type":"BreadcrumbList","@id":"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.eduloans.org\/blogs\/"},{"@type":"ListItem","position":2,"name":"Secured vs. Unsecured education loans: A Comprehensive guide"}]},{"@type":"WebSite","@id":"https:\/\/www.eduloans.org\/blogs\/#website","url":"https:\/\/www.eduloans.org\/blogs\/","name":"Education Loans Blog - Empowering Dreams","description":"","publisher":{"@id":"https:\/\/www.eduloans.org\/blogs\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.eduloans.org\/blogs\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.eduloans.org\/blogs\/#organization","name":"Education Loans Blog - Empowering Dreams","url":"https:\/\/www.eduloans.org\/blogs\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/logo\/image\/","url":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2024\/08\/logo_tagLineComppng.png","contentUrl":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2024\/08\/logo_tagLineComppng.png","width":181,"height":50,"caption":"Education Loans Blog - Empowering Dreams"},"image":{"@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Eduloanslive\/","https:\/\/x.com\/Live59003833"]},{"@type":"Person","@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/e63ae108f6329d6ea1b534656ce0c21b","name":"Banit Singh sawhney","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0b131257f260f5be23dad6aae248c5db?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0b131257f260f5be23dad6aae248c5db?s=96&d=mm&r=g","caption":"Banit Singh sawhney"},"sameAs":["http:\/\/eduloans.org"],"url":"https:\/\/www.eduloans.org\/blogs\/author\/apexseo\/"}]}},"_links":{"self":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts\/278"}],"collection":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/comments?post=278"}],"version-history":[{"count":2,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts\/278\/revisions"}],"predecessor-version":[{"id":741,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts\/278\/revisions\/741"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/media\/280"}],"wp:attachment":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/media?parent=278"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/categories?post=278"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/tags?post=278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}