{"id":206,"date":"2020-10-01T13:01:48","date_gmt":"2020-10-01T13:01:48","guid":{"rendered":"https:\/\/www.eduloans.org\/blogs\/?p=206"},"modified":"2024-08-11T13:41:41","modified_gmt":"2024-08-11T13:41:41","slug":"education-loans-without-collateral","status":"publish","type":"post","link":"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/","title":{"rendered":"Education Loans without Collateral"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-208 size-large\" src=\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/10\/education-loan-without-Collateral-1024x682.jpg\" alt=\"education loan without Collateral\" width=\"790\" height=\"526\" srcset=\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/10\/education-loan-without-Collateral-1024x682.jpg 1024w, https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/10\/education-loan-without-Collateral-300x200.jpg 300w, https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/10\/education-loan-without-Collateral-768x512.jpg 768w\" sizes=\"(max-width: 790px) 100vw, 790px\" \/><\/h2>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_58 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69f04b5195150\" ><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-69f04b5195150\"  type=\"checkbox\" id=\"item-69f04b5195150\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#i\" title=\"&nbsp;\">&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#Exploring_Education_Loans_Without_Collateral_for_Overseas_Studies_A_Comprehensive_Guide_and_Comparison\" title=\"Exploring Education Loans Without Collateral for Overseas Studies: A Comprehensive Guide and Comparison\">Exploring Education Loans Without Collateral for Overseas Studies: A Comprehensive Guide and Comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#What_is_collateral\" title=\"What is collateral?\">What is collateral?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#Education_Loan_without_Collateral\" title=\"Education Loan without Collateral\">Education Loan without Collateral<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#Key_Features_of_Education_Loan_without_Collateral\" title=\"Key Features of Education Loan without Collateral:\">Key Features of Education Loan without Collateral:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#Documents_Needed_for_Education_Loan_without_Collateral\" title=\"Documents Needed for Education Loan without Collateral:\">Documents Needed for Education Loan without Collateral:<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#Banks_Offering_Education_Loans_Without_Collateral\" title=\"Banks Offering Education Loans Without Collateral\">Banks Offering Education Loans Without Collateral<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#Bank_of_Baroda_Overseas_Education_loan\" title=\"Bank of Baroda Overseas Education loan\">Bank of Baroda Overseas Education loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#SBI_Study_Abroad_Education_Loan\" title=\"SBI Study Abroad Education Loan\">SBI Study Abroad Education Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#Avanse_Study_Abroad_Education_Loan\" title=\"Avanse Study Abroad Education Loan\">Avanse Study Abroad Education Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#HDFC_Credila_Foreign_Education_Loan\" title=\"HDFC Credila Foreign Education Loan\">HDFC Credila Foreign Education Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#_ICICI_Bank_Education_Loan\" title=\"&nbsp;ICICI Bank Education Loan\">&nbsp;ICICI Bank Education Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#MPOWER\" title=\"MPOWER \">MPOWER <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#PRODIGY\" title=\"PRODIGY\">PRODIGY<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#US_Banks\" title=\"US Banks\">US Banks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#The_FINAL_Verdict_on_Education_Loan_Without_Collateral\" title=\"The FINAL Verdict on Education Loan Without Collateral\">The FINAL Verdict on Education Loan Without Collateral<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#FAQs_%E2%80%93_Education_Loan_without_Collateral\" title=\"FAQs &#8211; Education Loan without Collateral\">FAQs &#8211; Education Loan without Collateral<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"i\"><\/span>&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Exploring_Education_Loans_Without_Collateral_for_Overseas_Studies_A_Comprehensive_Guide_and_Comparison\"><\/span><span style=\"color: revert; font-size: revert; font-weight: revert;\">Exploring Education Loans Without Collateral for Overseas Studies: A Comprehensive Guide and Comparison<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<div class=\"react-scroll-to-bottom--css-swwtj-1n7m0yu\">\n<div class=\"flex flex-col pb-9 text-sm\">\n<div class=\"w-full text-token-text-primary sm:AIPRM__conversation__response\" data-testid=\"conversation-turn-3\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"mt-1 flex justify-start gap-3 empty:hidden\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center lg:justify-start mt-0 -ml-1 visible\"><button class=\"flex items-center gap-1.5 rounded-md p-1 text-xs text-token-text-tertiary hover:text-token-text-primary md:invisible md:group-hover:visible md:group-[.final-completion]:visible\"><\/button>\n<div class=\"flex\"><strong>Overview&nbsp;<\/strong><br>\n<p>Explore the realm of education loans without collateral for studying abroad. From leading banks like Bank of Baroda and SBI to private lenders like Avanse and HDFC Credila, discover options, criteria, and limits. Eduloans, with 15 channel partners, guides you to the best education loan without collateral or the most affordable one based on eligibility.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"What_is_collateral\"><\/span><strong>What is collateral?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>It can be expensive if you decide to study abroad and go for an overseas education loan. The overall cost that will be incurred including the fees for studying abroad depends a lot on the choice of country. For example, an MS in the USA will typically cost around the US $65,000- $70,000. A number of public sector banks, private banking institutions, and financial corporations offer different kinds of overseas education loans at varied rates of interest. Nationalized Banks offer overseas education loans up to 7.5 lakhs without the need for arranging any collateral by the borrower allowing one to get an education loan without collateral.<\/p>\n\n\n\n<p>However, for a credit limit crossing 7.5 lakhs, most organizations ask for a deposit of any asset as collateral. The collateral is asked to handle the NPAs, i.e., the Non-Performing Assets in case the borrower defaults on the loan payments. Collaterals are a risky business, and many get uncomfortable at the thought of taking a loan against their personal assets as security. Hence, an education loan without collateral is highly sought.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Education_Loan_without_Collateral\"><\/span><strong>Education Loan without Collateral<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Wouldn\u2019t it be great if no collateral is required for loan amounts exceeding 7.5 Lakhs? Good news is that non-banking financial companies (NBFCs) and private lenders can provide collateral-free loans for a higher amount, but the only downside is that the collateral-free loans are sanctioned at a slightly higher interest rate as compared to education loans taken with collateral. Banks generally ask for co-applicant details when you apply for a collateral free loan. Not only this, banks also ask for the income documents such as salary slips or income-tax returns (ITR) of the co-applicant before sanctioning the education loan without collateral.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Key_Features_of_Education_Loan_without_Collateral\"><\/span><strong>Key Features of Education Loan without Collateral:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li> <strong style=\"font-size: revert; color: initial;\">No Collateral Requirement:<\/strong><span style=\"font-size: revert; color: initial;\"> Eliminates the need for borrowers to pledge assets like property or jewellery as security for the loan.<\/span> <br><\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">Inclusive Access:<\/strong><span style=\"font-size: revert; color: initial;\"> Available to both domestic and international students, promoting accessibility across various socio-economic backgrounds.<\/span> <br><\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">Comprehensive Coverage:<\/strong><span style=\"font-size: revert; color: initial;\"> Depending on the lender, the loan may cover tuition fees, accommodation, books, equipment, and related expenses.<\/span> <br><\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">Competitive Interest Rates:<\/strong><span style=\"font-size: revert; color: initial;\"> While unsecured loan rates might be slightly higher, education loans without collateral often offer competitive interest rates.<\/span> <br><\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">Student-Friendly Repayment:<\/strong><span style=\"font-size: revert; color: initial;\"> Flexible repayment terms with moratorium periods, allowing borrowers to postpone repayments until course completion or after securing employment.<\/span> <\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Documents_Needed_for_Education_Loan_without_Collateral\"><\/span><strong>Documents Needed for Education Loan without Collateral:<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li> <strong style=\"font-size: revert; color: initial;\">KYC Documentation:<\/strong><span style=\"font-size: revert; color: initial;\"> Submission of Know Your Customer (KYC) documents is mandatory.<\/span> <br><\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">Passport-Size Photos:<\/strong><span style=\"font-size: revert; color: initial;\"> Two photos each of the applicant and co-applicants.<\/span> <br><\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">Offer Letter Copy:<\/strong><span style=\"font-size: revert; color: initial;\"> A copy of the institute\/university&#8217;s offer letter, detailing the pricing plan.<\/span> <br><\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">Bank Statements:<\/strong><span style=\"font-size: revert; color: initial;\"> Provide bank statements for the preceding six months.<\/span> <br><\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">Guarantor Form (Optional):<\/strong><span style=\"font-size: revert; color: initial;\"> The submission of a Guarantor Form is optional.<\/span> <br><\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">Academic Records:<\/strong><span style=\"font-size: revert; color: initial;\"> Include mark sheets\/passing certificates for S.S.C., H.S.C., degree courses, and admission exams like IELTS, TOEFL, etc.<\/span> <br><\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">Income Proof:<\/strong><span style=\"font-size: revert; color: initial;\"> Furnish proof of income for the guarantor or co-applicant\/borrower, including pay stubs or Form 16.<\/span> <\/li>\n<\/ol>\n\n\n\n\n\n<div class=\"wp-block-buttons has-custom-font-size has-medium-font-size is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-75 has-custom-font-size is-style-outline has-medium-font-size is-style-outline--71c63bda2fc6faf04be901d6f7c259b6\"><a class=\"wp-block-button__link has-white-color has-text-color has-background wp-element-button\" style=\"border-radius:37px;background-color:#ff9900\">Check Your Education Loan Eligibility<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"banks_offering__2\"><span class=\"ez-toc-section\" id=\"Banks_Offering_Education_Loans_Without_Collateral\"><\/span>Banks Offering Education Loans Without Collateral<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Following banks provide education loans without collateral for Overseas education.<\/p>\n\n\n\n<div class=\"react-scroll-to-bottom--css-swwtj-1n7m0yu\">\n<div class=\"flex flex-col pb-9 text-sm\">\n<div class=\"w-full text-token-text-primary sm:AIPRM__conversation__response\" data-testid=\"conversation-turn-17\">\n<div class=\"px-4 py-2 justify-center text-base md:gap-6 m-auto\">\n<div class=\"flex flex-1 text-base mx-auto gap-3 md:px-5 lg:px-1 xl:px-5 md:max-w-3xl lg:max-w-[40rem] xl:max-w-[48rem] group final-completion\">\n<div class=\"relative flex w-full flex-col lg:w-[calc(100%-115px)] agent-turn\">\n<div class=\"flex-col gap-1 md:gap-3\">\n<div class=\"mt-1 flex justify-start gap-3 empty:hidden\">\n<div class=\"text-gray-400 flex self-end lg:self-center justify-center lg:justify-start mt-0 -ml-1 visible\">\n<h2 class=\"flex items-center gap-1.5 text-xs\"><span class=\"ez-toc-section\" id=\"Bank_of_Baroda_Overseas_Education_loan\"><\/span><strong style=\"color: revert; font-size: revert;\">Bank of Baroda Overseas Education loan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<p>Bank of Baroda offers education loans without collateral through the Baroda Scholar scheme which is given for MBA, MCA, MS, and other notified courses that help with job creation. To avail this <a href=\"https:\/\/www.eduloans.org\/bank-of-baroda-overseas-education-loans\">Bank of Baroda Overseas Education loan<\/a> without collateral in India, the student must have secured admission to the notified institute and course. The loan without collateral limit for specified institutes is Rs. 80 lakhs and for non-specified institutes is Rs. 60 lakhs. However, they only offer unsecured education loans from 7.5 Lakhs onwards.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"SBI_Study_Abroad_Education_Loan\"><\/span><a href=\"https:\/\/www.eduloans.org\/sbi-overseas-education-loans\"><strong>SBI Study Abroad Education Loan<\/strong><\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Being the country\u2019s leading nationalized lender, SBI offers Global Ed-vantage and Student Loan for students who want to study abroad. For overseas education, SBI primarily offers <a href=\"https:\/\/www.eduloans.org\/bank-of-baroda-overseas-education-loans\">SBI overseas education loan<\/a> with collateral. Unsecured loans, i.e. education loans without collateral are available only for the best of the best colleges, and that too up to \u20b9 7.5 lakhs only. They do not offer any Unsecured loans of higher amount.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Avanse_Study_Abroad_Education_Loan\"><\/span><strong>Avanse Study Abroad Education Loan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Avanse education loan for studying abroad is designed keeping all the student requirements in mind. The <a href=\"https:\/\/www.eduloans.org\/avanse-abroad-education-loan\">Avanse overseas education loan<\/a> for studies abroad covers 1,626 universities, 1,262 colleges, and more than 6,000 courses across 44 countries. They provide pre-visa disbursement loan, pre-admission loan, bridge loan, fast-track loan, score-based benefits, and ensure that the applicant faces no financial issues while studying abroad in order to elevate their career to the next level. Avanse provides both collateral and non-collateral loans based on student\u2019s profile with no defined limit on the loan amount.They provide maximum upto 50 Lakhs.Avanse has a wide range of education loan without collateral for all countries such as UK, USA, Australia and Ireland. The maximum limit of the unsecured loan varies with the country and profile of Student and parent.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"HDFC_Credila_Foreign_Education_Loan\"><\/span><a href=\"https:\/\/www.eduloans.org\/hdfc-foreign-education-loan\"><strong>HDFC Credila Foreign Education Loan<\/strong><\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Along with tuition fee, Up to 100% of other expenses including living and hostel expenses, travelling expenses, examination fees, library\/laboratory fees; purchase of books \/ equipment\u2019s\/instruments\/uniforms; passage money for studies into India; purchase of computers \/ laptops considered necessary for completion of the course as decided by HDFC Credila. Travel fare restricted to one economy class return ticket between India and the country of study. Co\u2010applicant(s) need to provide documentary proof to establish their relationship with the student, to the satisfaction of <a href=\"https:\/\/www.eduloans.org\/hdfc-foreign-education-loan\" data-type=\"URL\" data-id=\"https:\/\/www.eduloans.org\/hdfc-foreign-education-loan\">HDFC Credila<\/a>. In case the collateral to be provided is not provided by one of the above relatives, then the collateral could be provided by one of the following relatives provided they are brought into the arrangement as Co\u2010applicants. They provide maximum upto 40 Lakhs. They mainly look at GRE score which needs to be above 300+ for getting education loan without collateral. They provide one of the best terms in the market for MS bound STEM student to the US.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"_ICICI_Bank_Education_Loan\"><\/span><strong>&nbsp;<\/strong><strong>ICICI Bank Education Loan<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>ICICI Bank provides Unsecured loans, education loans without collateral, to leading global Universities. They have categorized Universities as A1\/A2\/A3\/A4. They provide fixed interest rates between 10% and 11%. The university list is more global compared to its peers. ICICI bank has dedicated RMs from each region and they look to provide you home service. The Bank is very aggressive and for an Unsecured loan, an <a href=\"https:\/\/www.eduloans.org\/icici-overseas-education-loan\">ICICI overseas education loan<\/a> without collateral, you can look at a very economical loan from the Bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"MPOWER\"><\/span><strong>MPOWER <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Mpower is an international lender which provides <a href=\"https:\/\/www.eduloans.org\/mpower-abroad-study-loans\">Mpower education study abroad loan<\/a> without collateral and without cosigner. They are funding Masters students who are going for TOP MBA\u2019s as well as Engineering courses to Top global Universities. Currently they are funding only US Universities with a few Canadian Universities. Compared to other Education loans without collateral they are very convenient as they are online but are expensive as they have interest rate ranging from 10.99% in USD terms. They have fixed interest rate with<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"PRODIGY\"><\/span><strong>PRODIGY<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Prodigy is the pioneer global financial institution who provides <a href=\"https:\/\/www.eduloans.org\/prodigy-finance-education-loan\">Prodigy overseas education loan<\/a> without collateral based on Student admit. They started in 2010 by providing MBA aspirants Non collateral education loan just based on the admit by the student. They interest rate is variable depending on the profile of the student. They can provide up to 100% financing<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"US_Banks\"><\/span><strong>US Banks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>US banks offer education loan without collateral to international students who have valid US cosigners who are green card holder or US Citizen. They do not process fees and are very cost competitive. Through Eduloans we have got interest as low as 1.87%. They provide the most cost-effective education loan without collateral.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"The_FINAL_Verdict_on_Education_Loan_Without_Collateral\"><\/span><strong>The FINAL Verdict on Education Loan Without Collateral<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>All banks have various criteria to look at overseas&nbsp;<a href=\"https:\/\/www.eduloans.org\/\">education loan without Collateral<\/a>. The overseas unsecured education loan mainly depends on the student profile. Banks generally look at providing education loans without collateral, to master\u2019s students studying stem designated program or MBA. It is very rare for people to provide unsecured loans at the undergraduate level. Further, countries like the US have more options compared to other countries like UK, Canada, Australia when it comes to unsecured overseas loan options. The Students GPA and well as his score in competitive exams like GRE and GMAT is taken into consideration. The GRE score of 300+ and GMAT score of 650+ is generally a requirement for education loan without collateral.<\/p>\n\n\n\n<p>We are EDULOANs with over 15 channel partners that can guide you to the most appropriate education loan provider and look forward to <strong>help you get the education loan without collateral<\/strong> or, for that matter, the cheapest education loan based on your eligibility. There are&nbsp;<a href=\"https:\/\/www.eduloans.org\/blogs\/what-are-your-non-collateral-options-for-an-education-loan\/\">non-collateral options for an education loan<\/a> might help you to understand in better way. We are digitally connected and hence you can look to save time for your overseas education loan process.<\/p>\n\n\n\n<p>In the pursuit of overseas education, securing a loan without collateral is a sought-after option. With diverse lenders and criteria, <a href=\"https:\/\/www.eduloans.org\/contact\">Eduloans<\/a> stands ready to assist, ensuring a seamless process for obtaining education loans.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_%E2%80%93_Education_Loan_without_Collateral\"><\/span><strong>FAQs &#8211; Education Loan without Collateral<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li> <strong style=\"font-size: revert; color: initial;\">What is collateral in the context of education loans?<\/strong><span style=\"font-size: revert; color: initial;\"> <\/span><p>Collateral refers to an asset or property that borrowers are required to provide as security when obtaining a loan. In the case of education loans, collateral acts as a guarantee for the lender in case the borrower defaults on loan payments.<\/p> <\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">Are there education loans available without the need for collateral?<\/strong><span style=\"font-size: revert; color: initial;\"> <\/span><p>Yes, some banks and financial institutions offer education loans without the requirement of collateral. However, these loans often have a limit on the loan amount, and they may have higher interest rates compared to loans with collateral.<\/p> <\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">What are the options for education loans without collateral?<\/strong><span style=\"font-size: revert; color: initial;\"> <\/span><p>There are several options available for education loans without collateral, including schemes provided by banks such as Bank of Baroda and State Bank of India. Additionally, private lenders like Avanse, Credila, ICICI Bank, MPOWER, and Prodigy offer education loans without collateral.<\/p> <\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">What factors are considered when applying for an education loan without collateral?<\/strong><span style=\"font-size: revert; color: initial;\"> <\/span><p>When applying for an education loan without collateral, factors such as the student&#8217;s profile, academic achievements, competitive exam scores (e.g., GRE, GMAT), and the selected course or university are taken into consideration by lenders.<\/p> <\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">Can international students studying in the US get education loans without collateral?<\/strong><span style=\"font-size: revert; color: initial;\"> <\/span><p>Yes, some US banks offer education loans without collateral to international students who have a valid US cosigner, such as a green card holder or a US citizen. These loans are usually cost-competitive and can be a viable option for funding education expenses.<\/p> <\/li>\n\n\n\n<li> <strong style=\"font-size: revert; color: initial;\">How can I find the most suitable education loan without collateral?<\/strong><p>EDULOANs, along with its channel partners, can assist in guiding students to the most appropriate education loan providers based on their eligibility and requirements. They offer a digitally connected platform to streamline the <a href=\"https:\/\/www.eduloans.org\/\">overseas education loan<\/a> process and potentially save time for applicants.<\/p> <\/li>\n<\/ol>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.eduloans.org\/user\/register\" style=\"background-color:#ff9900\" target=\"_blank\" rel=\"noreferrer noopener\">Contact Us<\/a><\/div>\n<\/div>\n\n\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Exploring Education Loans Without Collateral for Overseas Studies: A Comprehensive Guide and Comparison Overview&nbsp; Explore the realm of education&hellip; <\/p>\n","protected":false},"author":5,"featured_media":208,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,5],"tags":[38,29,44,45],"class_list":["post-206","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan","category-non-collateral-loan","tag-avanse-education-loan","tag-credila-education-loan","tag-education-loan-without-collateral","tag-sbi-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.2 (Yoast SEO v23.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Education Loans without Collateral - Education Loans Blog - Empowering Dreams<\/title>\n<meta name=\"description\" content=\"All banks have various criteria to look at and secure overseas education loan without Collateral. The overseas unsecured education loan mainly depends on the student profile. Banks generally look at providing unsecured loans to master students\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Education Loans without Collateral\" \/>\n<meta property=\"og:description\" content=\"All banks have various criteria to look at and secure overseas education loan without Collateral. The overseas unsecured education loan mainly depends on the student profile. Banks generally look at providing unsecured loans to master students\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/\" \/>\n<meta property=\"og:site_name\" content=\"Education Loans Blog - Empowering Dreams\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Eduloanslive\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-01T13:01:48+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-11T13:41:41+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/10\/education-loan-without-Collateral.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2671\" \/>\n\t<meta property=\"og:image:height\" content=\"1779\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Banit Singh sawhney\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Live59003833\" \/>\n<meta name=\"twitter:site\" content=\"@Live59003833\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Banit Singh sawhney\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/\"},\"author\":{\"name\":\"Banit Singh sawhney\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/e63ae108f6329d6ea1b534656ce0c21b\"},\"headline\":\"Education Loans without Collateral\",\"datePublished\":\"2020-10-01T13:01:48+00:00\",\"dateModified\":\"2024-08-11T13:41:41+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/\"},\"wordCount\":1877,\"publisher\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/10\/education-loan-without-Collateral.jpg\",\"keywords\":[\"Avanse education loan\",\"Credila education loan\",\"education loan without Collateral\",\"SBI Education Loan\"],\"articleSection\":[\"Education Loan\",\"Non Collateral Loan\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/\",\"name\":\"Education Loans without Collateral - Education Loans Blog - Empowering Dreams\",\"isPartOf\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/10\/education-loan-without-Collateral.jpg\",\"datePublished\":\"2020-10-01T13:01:48+00:00\",\"dateModified\":\"2024-08-11T13:41:41+00:00\",\"description\":\"All banks have various criteria to look at and secure overseas education loan without Collateral. The overseas unsecured education loan mainly depends on the student profile. Banks generally look at providing unsecured loans to master students\",\"breadcrumb\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#primaryimage\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/10\/education-loan-without-Collateral.jpg\",\"contentUrl\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/10\/education-loan-without-Collateral.jpg\",\"width\":2671,\"height\":1779,\"caption\":\"education loan without Collateral\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.eduloans.org\/blogs\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Education Loans without Collateral\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#website\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/\",\"name\":\"Education Loans Blog - Empowering Dreams\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.eduloans.org\/blogs\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#organization\",\"name\":\"Education Loans Blog - Empowering Dreams\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2024\/08\/logo_tagLineComppng.png\",\"contentUrl\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2024\/08\/logo_tagLineComppng.png\",\"width\":181,\"height\":50,\"caption\":\"Education Loans Blog - Empowering Dreams\"},\"image\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Eduloanslive\/\",\"https:\/\/x.com\/Live59003833\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/e63ae108f6329d6ea1b534656ce0c21b\",\"name\":\"Banit Singh sawhney\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0b131257f260f5be23dad6aae248c5db?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0b131257f260f5be23dad6aae248c5db?s=96&d=mm&r=g\",\"caption\":\"Banit Singh sawhney\"},\"sameAs\":[\"http:\/\/eduloans.org\"],\"url\":\"https:\/\/www.eduloans.org\/blogs\/author\/apexseo\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Education Loans without Collateral - Education Loans Blog - Empowering Dreams","description":"All banks have various criteria to look at and secure overseas education loan without Collateral. The overseas unsecured education loan mainly depends on the student profile. Banks generally look at providing unsecured loans to master students","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/","og_locale":"en_US","og_type":"article","og_title":"Education Loans without Collateral","og_description":"All banks have various criteria to look at and secure overseas education loan without Collateral. The overseas unsecured education loan mainly depends on the student profile. Banks generally look at providing unsecured loans to master students","og_url":"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/","og_site_name":"Education Loans Blog - Empowering Dreams","article_publisher":"https:\/\/www.facebook.com\/Eduloanslive\/","article_published_time":"2020-10-01T13:01:48+00:00","article_modified_time":"2024-08-11T13:41:41+00:00","og_image":[{"width":2671,"height":1779,"url":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/10\/education-loan-without-Collateral.jpg","type":"image\/jpeg"}],"author":"Banit Singh sawhney","twitter_card":"summary_large_image","twitter_creator":"@Live59003833","twitter_site":"@Live59003833","twitter_misc":{"Written by":"Banit Singh sawhney","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#article","isPartOf":{"@id":"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/"},"author":{"name":"Banit Singh sawhney","@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/e63ae108f6329d6ea1b534656ce0c21b"},"headline":"Education Loans without Collateral","datePublished":"2020-10-01T13:01:48+00:00","dateModified":"2024-08-11T13:41:41+00:00","mainEntityOfPage":{"@id":"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/"},"wordCount":1877,"publisher":{"@id":"https:\/\/www.eduloans.org\/blogs\/#organization"},"image":{"@id":"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#primaryimage"},"thumbnailUrl":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/10\/education-loan-without-Collateral.jpg","keywords":["Avanse education loan","Credila education loan","education loan without Collateral","SBI Education Loan"],"articleSection":["Education Loan","Non Collateral Loan"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/","url":"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/","name":"Education Loans without Collateral - Education Loans Blog - Empowering Dreams","isPartOf":{"@id":"https:\/\/www.eduloans.org\/blogs\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#primaryimage"},"image":{"@id":"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#primaryimage"},"thumbnailUrl":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/10\/education-loan-without-Collateral.jpg","datePublished":"2020-10-01T13:01:48+00:00","dateModified":"2024-08-11T13:41:41+00:00","description":"All banks have various criteria to look at and secure overseas education loan without Collateral. The overseas unsecured education loan mainly depends on the student profile. Banks generally look at providing unsecured loans to master students","breadcrumb":{"@id":"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#primaryimage","url":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/10\/education-loan-without-Collateral.jpg","contentUrl":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/10\/education-loan-without-Collateral.jpg","width":2671,"height":1779,"caption":"education loan without Collateral"},{"@type":"BreadcrumbList","@id":"https:\/\/www.eduloans.org\/blogs\/education-loans-without-collateral\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.eduloans.org\/blogs\/"},{"@type":"ListItem","position":2,"name":"Education Loans without Collateral"}]},{"@type":"WebSite","@id":"https:\/\/www.eduloans.org\/blogs\/#website","url":"https:\/\/www.eduloans.org\/blogs\/","name":"Education Loans Blog - Empowering Dreams","description":"","publisher":{"@id":"https:\/\/www.eduloans.org\/blogs\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.eduloans.org\/blogs\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.eduloans.org\/blogs\/#organization","name":"Education Loans Blog - Empowering Dreams","url":"https:\/\/www.eduloans.org\/blogs\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/logo\/image\/","url":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2024\/08\/logo_tagLineComppng.png","contentUrl":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2024\/08\/logo_tagLineComppng.png","width":181,"height":50,"caption":"Education Loans Blog - Empowering Dreams"},"image":{"@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Eduloanslive\/","https:\/\/x.com\/Live59003833"]},{"@type":"Person","@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/e63ae108f6329d6ea1b534656ce0c21b","name":"Banit Singh sawhney","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0b131257f260f5be23dad6aae248c5db?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0b131257f260f5be23dad6aae248c5db?s=96&d=mm&r=g","caption":"Banit Singh sawhney"},"sameAs":["http:\/\/eduloans.org"],"url":"https:\/\/www.eduloans.org\/blogs\/author\/apexseo\/"}]}},"_links":{"self":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts\/206"}],"collection":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/comments?post=206"}],"version-history":[{"count":18,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts\/206\/revisions"}],"predecessor-version":[{"id":1252,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts\/206\/revisions\/1252"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/media\/208"}],"wp:attachment":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/media?parent=206"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/categories?post=206"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/tags?post=206"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}