{"id":203,"date":"2020-09-30T07:25:37","date_gmt":"2020-09-30T07:25:37","guid":{"rendered":"https:\/\/www.eduloans.org\/blogs\/?p=203"},"modified":"2024-08-11T13:41:42","modified_gmt":"2024-08-11T13:41:42","slug":"step-by-step-guide-to-take-education-loan-in-india-for-study-abroad","status":"publish","type":"post","link":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/","title":{"rendered":"Step by Step Guide to Take Education loan In India for Study Abroad"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-204 size-large\" src=\"http:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/09\/Step-by-Step-Guide-to-Take-Education-loan-In-India-for-Study-Abroad-1024x682.jpg\" alt=\"Step by Step Guide to Take Education loan In India for Study Abroad\" width=\"790\" height=\"526\" srcset=\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/09\/Step-by-Step-Guide-to-Take-Education-loan-In-India-for-Study-Abroad-1024x682.jpg 1024w, https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/09\/Step-by-Step-Guide-to-Take-Education-loan-In-India-for-Study-Abroad-300x200.jpg 300w, https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/09\/Step-by-Step-Guide-to-Take-Education-loan-In-India-for-Study-Abroad-768x512.jpg 768w\" sizes=\"(max-width: 790px) 100vw, 790px\" \/><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_58 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e49ec6654b6\" ><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-69e49ec6654b6\"  type=\"checkbox\" id=\"item-69e49ec6654b6\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#Step-by-Step_Guide_to_Applying_for_an_Education_Loan_in_India_for_Studying_Abroad\" title=\"Step-by-Step Guide to Applying for an Education Loan in India for Studying Abroad:\">Step-by-Step Guide to Applying for an Education Loan in India for Studying Abroad:<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#Step_1_Determine_the_loan_amount\" title=\"Step 1: Determine the loan amount\">Step 1: Determine the loan amount<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#Step_2_Compare_lenders_to_get_overseas_education_loan\" title=\"Step 2: Compare lenders to get overseas education loan\">Step 2: Compare lenders to get overseas education loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#Step_3_Apply_for_Study_loan_for_Abroad_from_India\" title=\"Step 3: Apply for Study loan for Abroad from India\">Step 3: Apply for Study loan for Abroad from India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#Step_4_Repayment\" title=\"Step 4: Repayment\">Step 4: Repayment<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#The_Bottom_Line\" title=\"The Bottom Line!\">The Bottom Line!<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#FAQs_to_Take_Education_loan_In_India_for_Study_Abroad\" title=\"FAQ&#8217;s to Take Education loan In India for Study Abroad\">FAQ&#8217;s to Take Education loan In India for Study Abroad<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h3><span class=\"ez-toc-section\" id=\"Step-by-Step_Guide_to_Applying_for_an_Education_Loan_in_India_for_Studying_Abroad\"><\/span>Step-by-Step Guide to Applying for an Education Loan in India for Studying Abroad:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>You aced your GRE\/GMAT score and have gotten selected to your dream college also, but now you&#8217;re worried about availing a study loan for abroad. Banks have simplified the tactic of availing a foreign education loan by resolving the complexities of financing. The value of education abroad can range from INR 40 Lakhs to above INR 1 cr counting on the type of course, and therefore the country. With proper guidance, students can complete the loan process hassle-free with no complication. While the appliance, approval, disbursement, and repayment process may differ among various financial institutions, most banks, and NBFCs, International Funds follow a simple procedure. Take a Look!<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_1_Determine_the_loan_amount\"><\/span>Step 1: Determine the loan amount<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To start out the tactic of <a href=\"https:\/\/www.eduloans.org\/\">overseas education loans<\/a> you would like to place the trouble into evaluation of loan amount before the admission is confirmed. The expenses evaluated should cover the hostel and college fee, examination, laboratory, library fee, cost of books and equipment, and travel expenses. The loan amount should be precise because it can make a difference in the interest and the security required.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_2_Compare_lenders_to_get_overseas_education_loan\"><\/span>Step 2: Compare lenders to get overseas education loan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The entire process of comparing different banks is overwhelming to students and their families since it requires plenty of time and energy. Instead of going to different banks, use Eduloans because it provides one window platform i.e Students can compare and choose from all the lenders on various different parameters to suit the simplest needs. You need to look at your eligibility among lenders for <a href=\"https:\/\/www.eduloans.org\/\">Overseas education loan for study abroad<\/a><\/p>\n<p>The Three Major criteria are<\/p>\n<ol>\n<li><strong>Student Profile<\/strong> &#8211; Student profile includes GPA, Competitive Exams(GRE\/GMAT), Course, University and Country.<\/li>\n<li><strong>Co-signer Profile<\/strong> &#8211; Parents IT returns, CIBIL Score, Net Worth and free cash flow are taken into account.<\/li>\n<li><strong>Collateral Profile<\/strong> &#8211; Collateral should be mortgageable which means it should be registered with proper OC &amp; CC.<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Step_3_Apply_for_Study_loan_for_Abroad_from_India\"><\/span>Step 3: Apply for Study loan for Abroad from India<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The application process starts with filling out the appliance form alongside all the required documents like-<br \/>\u25cf Offer letter is given by the university (proof of admission)<br \/>\u25cf Loan application form (filled)<br \/>\u25cf The estimated cost of study (as per the I-20 form)<br \/>\u25cf Original education certificates\/mark sheets<br \/>\u25cf Documents of qualifying exams (GRE, TOEFL)<br \/>\u25cf Residential Proof of student and co-borrower<br \/>\u25cf IT returns of co-borrower<br \/>\u25cf PAN card and other identity proofs of student and co-borrower<br \/>\u25cf Proof of income of co-borrower<br \/>\u25cf Passport copy<br \/>\u25cf Details of assets and liabilities of parents\/co-applicants.<br \/>We at edu loans provide you a single window to upload your documents.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Step_4_Repayment\"><\/span>Step 4: Repayment<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The repayment for <a href=\"https:\/\/www.eduloans.org\">education loan in India for study abroad<\/a>\u00a0 starts after the moratorium period (EMI holiday) or as soon as the person gets employment (whichever is earlier). Some financial institutions require you to have partial interest payments during the period of study.The interest is charged even during the study period and therefore the moratorium period but is accrued for overseas education loan.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"The_Bottom_Line\"><\/span>The Bottom Line!<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Eduloans, for years, has helped millions of students to move forward with ease. We match the most convenient lender based on your eligibility, cost, and convenience. We have over 10,000 students on our platform looking to study loans abroad. We have a team of dedicated counselors who are available 24*7 to help you get the best interest rates for your profile. So hurry up and call us today or register on our website.<\/p>\n<p>\u00a0<\/p>\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.eduloans.org\/user\/register\" style=\"background-color:#ff9900\" target=\"_blank\" rel=\"noreferrer noopener\">Contact Us<\/a><\/div>\n<\/div>\n\n\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"FAQs_to_Take_Education_loan_In_India_for_Study_Abroad\"><\/span>FAQ&#8217;s to Take Education loan In India for Study Abroad<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\"><strong class=\"schema-faq-question\"><span style=\"border: 0px solid rgb(217, 217, 227); box-sizing: border-box; --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 \/ 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; color: var(--tw-prose-bold); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">1. What factors determine the loan amount for studying abroad?<\/span><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px; font-weight: 400;\"> <\/span><\/strong> <p class=\"schema-faq-answer\"><p style=\"border: 0px solid rgb(217, 217, 227); box-sizing: border-box; --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 \/ 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; margin: 1.25em 0px; color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">To determine the loan amount, evaluate expenses covering hostel and college fees, examination costs, books, travel, and more. Precision in this assessment impacts interest rates and collateral requirements.<\/p><\/p> <\/div> <div class=\"schema-faq-section\"><strong class=\"schema-faq-question\"><span style=\"border: 0px solid rgb(217, 217, 227); box-sizing: border-box; --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 \/ 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; color: var(--tw-prose-bold); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">2. How can students simplify the process of comparing different lenders?<\/span><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px; font-weight: 400;\"> <\/span><\/strong> <p class=\"schema-faq-answer\"><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">Utilize Eduloans, a one-window platform, to efficiently compare and choose from various lenders based on parameters like eligibility, course, university, and country.<\/span><p><font color=\"#374151\" face=\"S\u00f6hne, ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Ubuntu, Cantarell, Noto Sans, sans-serif, Helvetica Neue, Arial, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol, Noto Color Emoji\"><span style=\"font-size: 16px;\"><\/span><\/font><\/p><\/p> <\/div> <div class=\"schema-faq-section\"><strong class=\"schema-faq-question\"><span style=\"border: 0px solid rgb(217, 217, 227); box-sizing: border-box; --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 \/ 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; color: var(--tw-prose-bold); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">3. What are the three major criteria for eligibility among lenders for an overseas education loan?<\/span><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px; font-weight: 400;\"> <\/span><\/strong> <p class=\"schema-faq-answer\"><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">Student profile, co-signer profile (including IT returns, CIBIL score, net worth), and collateral profile (requiring mortgageable assets with proper registration) are essential eligibility criteria.<\/span><p><font color=\"#374151\" face=\"S\u00f6hne, ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Ubuntu, Cantarell, Noto Sans, sans-serif, Helvetica Neue, Arial, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol, Noto Color Emoji\"><span style=\"font-size: 16px;\"><\/span><\/font><\/p><\/p> <\/div> <div class=\"schema-faq-section\"><strong class=\"schema-faq-question\"><span style=\"border: 0px solid rgb(217, 217, 227); box-sizing: border-box; --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 \/ 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; color: var(--tw-prose-bold); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">4. What documents are needed when applying for a study loan abroad?<\/span><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px; font-weight: 400;\"> <\/span><\/strong> <p class=\"schema-faq-answer\"><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">Required documents include the university offer letter, filled loan application form, estimated study cost, original education certificates, qualifying exam documents, residential proof, IT returns, PAN card, passport copy, and assets\/liabilities details.<\/span><p><font color=\"#374151\" face=\"S\u00f6hne, ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Ubuntu, Cantarell, Noto Sans, sans-serif, Helvetica Neue, Arial, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol, Noto Color Emoji\"><span style=\"font-size: 16px;\"><\/span><\/font><\/p><\/p> <\/div> <div class=\"schema-faq-section\"><strong class=\"schema-faq-question\"><span style=\"border: 0px solid rgb(217, 217, 227); box-sizing: border-box; --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 \/ 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; color: var(--tw-prose-bold); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">5. When does the repayment for education loans in India for studying abroad begin?<\/span><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px; font-weight: 400;\"> <\/span><\/strong> <p class=\"schema-faq-answer\"><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">Repayment typically starts after the moratorium period or upon securing employment, whichever comes earlier. Some institutions may require partial interest payments during the study period.<\/span><p><font color=\"#374151\" face=\"S\u00f6hne, ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Ubuntu, Cantarell, Noto Sans, sans-serif, Helvetica Neue, Arial, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol, Noto Color Emoji\"><span style=\"font-size: 16px;\"><\/span><\/font><\/p><\/p> <\/div> <div class=\"schema-faq-section\"><strong class=\"schema-faq-question\"><span style=\"border: 0px solid rgb(217, 217, 227); box-sizing: border-box; --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 \/ 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; color: var(--tw-prose-bold); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">6. Is interest charged during the study and moratorium period for overseas education loans?<\/span><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px; font-weight: 400;\"> <\/span><\/strong> <p class=\"schema-faq-answer\"><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">Yes, interest is charged during the study and moratorium period, though it may be accrued for overseas education loans. Some institutions may require partial interest payments during this time.<\/span><p><font color=\"#374151\" face=\"S\u00f6hne, ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Ubuntu, Cantarell, Noto Sans, sans-serif, Helvetica Neue, Arial, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol, Noto Color Emoji\"><span style=\"font-size: 16px;\"><\/span><\/font><\/p><\/p> <\/div> <div class=\"schema-faq-section\"><strong class=\"schema-faq-question\"><span style=\"border: 0px solid rgb(217, 217, 227); box-sizing: border-box; --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 \/ 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; color: var(--tw-prose-bold); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">7. How does Eduloans assist students in finding the right lender?<\/span><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px; font-weight: 400;\"> <\/span><p><span style=\"border: 0px solid rgb(217, 217, 227); box-sizing: border-box; --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 \/ 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; color: var(--tw-prose-bold); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\"><\/span><\/p><\/strong> <p class=\"schema-faq-answer\"><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">Eduloans helps students by matching them with the most suitable lender based on eligibility, cost, and convenience. With over 10,000 students on their platform, they provide dedicated counselors available 24\/7.<\/span><p><font color=\"#374151\" face=\"S\u00f6hne, ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Ubuntu, Cantarell, Noto Sans, sans-serif, Helvetica Neue, Arial, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol, Noto Color Emoji\"><span style=\"font-size: 16px;\"><\/span><\/font><\/p><\/p> <\/div> <div class=\"schema-faq-section\"><strong class=\"schema-faq-question\"><span style=\"border: 0px solid rgb(217, 217, 227); box-sizing: border-box; --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 \/ 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; color: var(--tw-prose-bold); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">8. What makes Eduloans a reliable platform for study loans abroad?<\/span><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px; font-weight: 400;\"> <\/span><\/strong> <p class=\"schema-faq-answer\"><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">Eduloans has assisted millions of students, offering a streamlined process to match the most convenient lender based on eligibility, cost, and convenience. The platform has a team of dedicated counselors available 24\/7.<\/span><p><font color=\"#374151\" face=\"S\u00f6hne, ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Ubuntu, Cantarell, Noto Sans, sans-serif, Helvetica Neue, Arial, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol, Noto Color Emoji\"><span style=\"font-size: 16px;\"><\/span><\/font><\/p><\/p> <\/div> <div class=\"schema-faq-section\"><strong class=\"schema-faq-question\"><span style=\"border: 0px solid rgb(217, 217, 227); box-sizing: border-box; --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 \/ 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; color: var(--tw-prose-bold); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">9. How can students get the best interest rates for their profile through Eduloans?<\/span><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px; font-weight: 400;\"> <\/span><\/strong> <p class=\"schema-faq-answer\"><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">Students can call Eduloans or register on their website to connect with dedicated counselors who work to secure the best interest rates based on the student&#8217;s profile and needs.<\/span><p><font color=\"#374151\" face=\"S\u00f6hne, ui-sans-serif, system-ui, -apple-system, Segoe UI, Roboto, Ubuntu, Cantarell, Noto Sans, sans-serif, Helvetica Neue, Arial, Apple Color Emoji, Segoe UI Emoji, Segoe UI Symbol, Noto Color Emoji\"><span style=\"font-size: 16px;\"><\/span><\/font><\/p><\/p> <\/div> <div class=\"schema-faq-section\"><strong class=\"schema-faq-question\"><span style=\"border: 0px solid rgb(217, 217, 227); box-sizing: border-box; --tw-border-spacing-x: 0; --tw-border-spacing-y: 0; --tw-translate-x: 0; --tw-translate-y: 0; --tw-rotate: 0; --tw-skew-x: 0; --tw-skew-y: 0; --tw-scale-x: 1; --tw-scale-y: 1; --tw-pan-x: ; --tw-pan-y: ; --tw-pinch-zoom: ; --tw-scroll-snap-strictness: proximity; --tw-gradient-from-position: ; --tw-gradient-via-position: ; --tw-gradient-to-position: ; --tw-ordinal: ; --tw-slashed-zero: ; --tw-numeric-figure: ; --tw-numeric-spacing: ; --tw-numeric-fraction: ; --tw-ring-inset: ; --tw-ring-offset-width: 0px; --tw-ring-offset-color: #fff; --tw-ring-color: rgb(59 130 246 \/ 0.5); --tw-ring-offset-shadow: 0 0 #0000; --tw-ring-shadow: 0 0 #0000; --tw-shadow: 0 0 #0000; --tw-shadow-colored: 0 0 #0000; --tw-blur: ; --tw-brightness: ; --tw-contrast: ; --tw-grayscale: ; --tw-hue-rotate: ; --tw-invert: ; --tw-saturate: ; --tw-sepia: ; --tw-drop-shadow: ; --tw-backdrop-blur: ; --tw-backdrop-brightness: ; --tw-backdrop-contrast: ; --tw-backdrop-grayscale: ; --tw-backdrop-hue-rotate: ; --tw-backdrop-invert: ; --tw-backdrop-opacity: ; --tw-backdrop-saturate: ; --tw-backdrop-sepia: ; color: var(--tw-prose-bold); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px;\">10. How many students are currently on Eduloans&#8217; platform seeking study loans abroad?<\/span><span style=\"color: rgb(55, 65, 81); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;; font-size: 16px; font-weight: 400;\"> <\/span><\/strong> <p class=\"schema-faq-answer\"><span style=\"font-size: revert; color: var(--tw-prose-body); font-family: S\u00f6hne, ui-sans-serif, system-ui, -apple-system, &quot;Segoe UI&quot;, Roboto, Ubuntu, Cantarell, &quot;Noto Sans&quot;, sans-serif, &quot;Helvetica Neue&quot;, Arial, &quot;Apple Color Emoji&quot;, &quot;Segoe UI Emoji&quot;, &quot;Segoe UI Symbol&quot;, &quot;Noto Color Emoji&quot;;\">Eduloans boasts over 10,000 students on their platform, all seeking study loans abroad. The platform&#8217;s extensive network and services make it a valuable resource for aspiring international students.<\/span><\/p> <\/div> <\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-width wp-block-button__width-50\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.eduloans.org\/user\/register\" style=\"background-color:#ff9900\" target=\"_blank\" rel=\"noreferrer noopener\">Connect with us<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Step-by-Step Guide to Applying for an Education Loan in India for Studying Abroad: You aced your GRE\/GMAT score and have&hellip; <\/p>\n","protected":false},"author":5,"featured_media":204,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3,11,2],"tags":[41,22,34],"class_list":["post-203","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan","category-overseas-education","category-student-loan","tag-education-loan-in-india-for-study-abroad","tag-overseas-education-loan","tag-study-loan-for-abroad"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.2 (Yoast SEO v23.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Step by Step Guide to Take Education loan In India for Study Abroad - Education Loans Blog - Empowering Dreams<\/title>\n<meta name=\"description\" content=\"The repayment for education loan in India for study abroad starts after the moratorium period (EMI holiday) or as soon as the person gets employment (whichever is earlier).\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Step by Step Guide to Take Education loan In India for Study Abroad\" \/>\n<meta property=\"og:description\" content=\"The repayment for education loan in India for study abroad starts after the moratorium period (EMI holiday) or as soon as the person gets employment (whichever is earlier).\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/\" \/>\n<meta property=\"og:site_name\" content=\"Education Loans Blog - Empowering Dreams\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Eduloanslive\/\" \/>\n<meta property=\"article:published_time\" content=\"2020-09-30T07:25:37+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-11T13:41:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/09\/Step-by-Step-Guide-to-Take-Education-loan-In-India-for-Study-Abroad.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2671\" \/>\n\t<meta property=\"og:image:height\" content=\"1779\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Banit Singh sawhney\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Live59003833\" \/>\n<meta name=\"twitter:site\" content=\"@Live59003833\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Banit Singh sawhney\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/\"},\"author\":{\"name\":\"Banit Singh sawhney\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/e63ae108f6329d6ea1b534656ce0c21b\"},\"headline\":\"Step by Step Guide to Take Education loan In India for Study Abroad\",\"datePublished\":\"2020-09-30T07:25:37+00:00\",\"dateModified\":\"2024-08-11T13:41:42+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/\"},\"wordCount\":995,\"publisher\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/09\/Step-by-Step-Guide-to-Take-Education-loan-In-India-for-Study-Abroad.jpg\",\"keywords\":[\"education loan in India for study abroad\",\"overseas education loan\",\"study loan for abroad\"],\"articleSection\":[\"Education Loan\",\"Overseas Education\",\"Student Loan\"],\"inLanguage\":\"en-US\"},{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/\",\"name\":\"Step by Step Guide to Take Education loan In India for Study Abroad - Education Loans Blog - Empowering Dreams\",\"isPartOf\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/09\/Step-by-Step-Guide-to-Take-Education-loan-In-India-for-Study-Abroad.jpg\",\"datePublished\":\"2020-09-30T07:25:37+00:00\",\"dateModified\":\"2024-08-11T13:41:42+00:00\",\"description\":\"The repayment for education loan in India for study abroad starts after the moratorium period (EMI holiday) or as soon as the person gets employment (whichever is earlier).\",\"breadcrumb\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#breadcrumb\"},\"mainEntity\":[{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198098203\"},{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198148750\"},{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198165389\"},{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198400085\"},{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198416349\"},{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198426925\"},{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198440086\"},{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198526910\"},{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198537398\"},{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198550543\"}],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#primaryimage\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/09\/Step-by-Step-Guide-to-Take-Education-loan-In-India-for-Study-Abroad.jpg\",\"contentUrl\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/09\/Step-by-Step-Guide-to-Take-Education-loan-In-India-for-Study-Abroad.jpg\",\"width\":2671,\"height\":1779,\"caption\":\"Education loan In India for Study Abroad\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.eduloans.org\/blogs\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Step by Step Guide to Take Education loan In India for Study Abroad\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#website\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/\",\"name\":\"Education Loans Blog - Empowering Dreams\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.eduloans.org\/blogs\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#organization\",\"name\":\"Education Loans Blog - Empowering Dreams\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2024\/08\/logo_tagLineComppng.png\",\"contentUrl\":\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2024\/08\/logo_tagLineComppng.png\",\"width\":181,\"height\":50,\"caption\":\"Education Loans Blog - Empowering Dreams\"},\"image\":{\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/Eduloanslive\/\",\"https:\/\/x.com\/Live59003833\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/e63ae108f6329d6ea1b534656ce0c21b\",\"name\":\"Banit Singh sawhney\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0b131257f260f5be23dad6aae248c5db?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0b131257f260f5be23dad6aae248c5db?s=96&d=mm&r=g\",\"caption\":\"Banit Singh sawhney\"},\"sameAs\":[\"http:\/\/eduloans.org\"],\"url\":\"https:\/\/www.eduloans.org\/blogs\/author\/apexseo\/\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198098203\",\"position\":1,\"url\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198098203\",\"name\":\"1. What factors determine the loan amount for studying abroad?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To determine the loan amount, evaluate expenses covering hostel and college fees, examination costs, books, travel, and more. Precision in this assessment impacts interest rates and collateral requirements.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198148750\",\"position\":2,\"url\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198148750\",\"name\":\"2. How can students simplify the process of comparing different lenders?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Utilize Eduloans, a one-window platform, to efficiently compare and choose from various lenders based on parameters like eligibility, course, university, and country.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198165389\",\"position\":3,\"url\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198165389\",\"name\":\"3. What are the three major criteria for eligibility among lenders for an overseas education loan?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Student profile, co-signer profile (including IT returns, CIBIL score, net worth), and collateral profile (requiring mortgageable assets with proper registration) are essential eligibility criteria.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198400085\",\"position\":4,\"url\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198400085\",\"name\":\"4. What documents are needed when applying for a study loan abroad?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Required documents include the university offer letter, filled loan application form, estimated study cost, original education certificates, qualifying exam documents, residential proof, IT returns, PAN card, passport copy, and assets\/liabilities details.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198416349\",\"position\":5,\"url\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198416349\",\"name\":\"5. When does the repayment for education loans in India for studying abroad begin?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Repayment typically starts after the moratorium period or upon securing employment, whichever comes earlier. Some institutions may require partial interest payments during the study period.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198426925\",\"position\":6,\"url\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198426925\",\"name\":\"6. Is interest charged during the study and moratorium period for overseas education loans?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, interest is charged during the study and moratorium period, though it may be accrued for overseas education loans. Some institutions may require partial interest payments during this time.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198440086\",\"position\":7,\"url\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198440086\",\"name\":\"7. How does Eduloans assist students in finding the right lender?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Eduloans helps students by matching them with the most suitable lender based on eligibility, cost, and convenience. With over 10,000 students on their platform, they provide dedicated counselors available 24\/7.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198526910\",\"position\":8,\"url\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198526910\",\"name\":\"8. What makes Eduloans a reliable platform for study loans abroad?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Eduloans has assisted millions of students, offering a streamlined process to match the most convenient lender based on eligibility, cost, and convenience. The platform has a team of dedicated counselors available 24\/7.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198537398\",\"position\":9,\"url\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198537398\",\"name\":\"9. How can students get the best interest rates for their profile through Eduloans?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Students can call Eduloans or register on their website to connect with dedicated counselors who work to secure the best interest rates based on the student's profile and needs.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198550543\",\"position\":10,\"url\":\"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198550543\",\"name\":\"10. How many students are currently on Eduloans' platform seeking study loans abroad?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Eduloans boasts over 10,000 students on their platform, all seeking study loans abroad. The platform's extensive network and services make it a valuable resource for aspiring international students.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Step by Step Guide to Take Education loan In India for Study Abroad - Education Loans Blog - Empowering Dreams","description":"The repayment for education loan in India for study abroad starts after the moratorium period (EMI holiday) or as soon as the person gets employment (whichever is earlier).","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/","og_locale":"en_US","og_type":"article","og_title":"Step by Step Guide to Take Education loan In India for Study Abroad","og_description":"The repayment for education loan in India for study abroad starts after the moratorium period (EMI holiday) or as soon as the person gets employment (whichever is earlier).","og_url":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/","og_site_name":"Education Loans Blog - Empowering Dreams","article_publisher":"https:\/\/www.facebook.com\/Eduloanslive\/","article_published_time":"2020-09-30T07:25:37+00:00","article_modified_time":"2024-08-11T13:41:42+00:00","og_image":[{"width":2671,"height":1779,"url":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/09\/Step-by-Step-Guide-to-Take-Education-loan-In-India-for-Study-Abroad.jpg","type":"image\/jpeg"}],"author":"Banit Singh sawhney","twitter_card":"summary_large_image","twitter_creator":"@Live59003833","twitter_site":"@Live59003833","twitter_misc":{"Written by":"Banit Singh sawhney","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#article","isPartOf":{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/"},"author":{"name":"Banit Singh sawhney","@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/e63ae108f6329d6ea1b534656ce0c21b"},"headline":"Step by Step Guide to Take Education loan In India for Study Abroad","datePublished":"2020-09-30T07:25:37+00:00","dateModified":"2024-08-11T13:41:42+00:00","mainEntityOfPage":{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/"},"wordCount":995,"publisher":{"@id":"https:\/\/www.eduloans.org\/blogs\/#organization"},"image":{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#primaryimage"},"thumbnailUrl":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/09\/Step-by-Step-Guide-to-Take-Education-loan-In-India-for-Study-Abroad.jpg","keywords":["education loan in India for study abroad","overseas education loan","study loan for abroad"],"articleSection":["Education Loan","Overseas Education","Student Loan"],"inLanguage":"en-US"},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/","url":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/","name":"Step by Step Guide to Take Education loan In India for Study Abroad - Education Loans Blog - Empowering Dreams","isPartOf":{"@id":"https:\/\/www.eduloans.org\/blogs\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#primaryimage"},"image":{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#primaryimage"},"thumbnailUrl":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/09\/Step-by-Step-Guide-to-Take-Education-loan-In-India-for-Study-Abroad.jpg","datePublished":"2020-09-30T07:25:37+00:00","dateModified":"2024-08-11T13:41:42+00:00","description":"The repayment for education loan in India for study abroad starts after the moratorium period (EMI holiday) or as soon as the person gets employment (whichever is earlier).","breadcrumb":{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198098203"},{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198148750"},{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198165389"},{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198400085"},{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198416349"},{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198426925"},{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198440086"},{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198526910"},{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198537398"},{"@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198550543"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#primaryimage","url":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/09\/Step-by-Step-Guide-to-Take-Education-loan-In-India-for-Study-Abroad.jpg","contentUrl":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2020\/09\/Step-by-Step-Guide-to-Take-Education-loan-In-India-for-Study-Abroad.jpg","width":2671,"height":1779,"caption":"Education loan In India for Study Abroad"},{"@type":"BreadcrumbList","@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.eduloans.org\/blogs\/"},{"@type":"ListItem","position":2,"name":"Step by Step Guide to Take Education loan In India for Study Abroad"}]},{"@type":"WebSite","@id":"https:\/\/www.eduloans.org\/blogs\/#website","url":"https:\/\/www.eduloans.org\/blogs\/","name":"Education Loans Blog - Empowering Dreams","description":"","publisher":{"@id":"https:\/\/www.eduloans.org\/blogs\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.eduloans.org\/blogs\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.eduloans.org\/blogs\/#organization","name":"Education Loans Blog - Empowering Dreams","url":"https:\/\/www.eduloans.org\/blogs\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/logo\/image\/","url":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2024\/08\/logo_tagLineComppng.png","contentUrl":"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2024\/08\/logo_tagLineComppng.png","width":181,"height":50,"caption":"Education Loans Blog - Empowering Dreams"},"image":{"@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/Eduloanslive\/","https:\/\/x.com\/Live59003833"]},{"@type":"Person","@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/e63ae108f6329d6ea1b534656ce0c21b","name":"Banit Singh sawhney","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.eduloans.org\/blogs\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0b131257f260f5be23dad6aae248c5db?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0b131257f260f5be23dad6aae248c5db?s=96&d=mm&r=g","caption":"Banit Singh sawhney"},"sameAs":["http:\/\/eduloans.org"],"url":"https:\/\/www.eduloans.org\/blogs\/author\/apexseo\/"},{"@type":"Question","@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198098203","position":1,"url":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198098203","name":"1. What factors determine the loan amount for studying abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"To determine the loan amount, evaluate expenses covering hostel and college fees, examination costs, books, travel, and more. Precision in this assessment impacts interest rates and collateral requirements.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198148750","position":2,"url":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198148750","name":"2. How can students simplify the process of comparing different lenders?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Utilize Eduloans, a one-window platform, to efficiently compare and choose from various lenders based on parameters like eligibility, course, university, and country.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198165389","position":3,"url":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198165389","name":"3. What are the three major criteria for eligibility among lenders for an overseas education loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Student profile, co-signer profile (including IT returns, CIBIL score, net worth), and collateral profile (requiring mortgageable assets with proper registration) are essential eligibility criteria.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198400085","position":4,"url":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198400085","name":"4. What documents are needed when applying for a study loan abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Required documents include the university offer letter, filled loan application form, estimated study cost, original education certificates, qualifying exam documents, residential proof, IT returns, PAN card, passport copy, and assets\/liabilities details.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198416349","position":5,"url":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198416349","name":"5. When does the repayment for education loans in India for studying abroad begin?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Repayment typically starts after the moratorium period or upon securing employment, whichever comes earlier. Some institutions may require partial interest payments during the study period.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198426925","position":6,"url":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198426925","name":"6. Is interest charged during the study and moratorium period for overseas education loans?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, interest is charged during the study and moratorium period, though it may be accrued for overseas education loans. Some institutions may require partial interest payments during this time.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198440086","position":7,"url":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198440086","name":"7. How does Eduloans assist students in finding the right lender?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Eduloans helps students by matching them with the most suitable lender based on eligibility, cost, and convenience. With over 10,000 students on their platform, they provide dedicated counselors available 24\/7.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198526910","position":8,"url":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198526910","name":"8. What makes Eduloans a reliable platform for study loans abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Eduloans has assisted millions of students, offering a streamlined process to match the most convenient lender based on eligibility, cost, and convenience. The platform has a team of dedicated counselors available 24\/7.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198537398","position":9,"url":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198537398","name":"9. How can students get the best interest rates for their profile through Eduloans?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Students can call Eduloans or register on their website to connect with dedicated counselors who work to secure the best interest rates based on the student's profile and needs.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198550543","position":10,"url":"https:\/\/www.eduloans.org\/blogs\/step-by-step-guide-to-take-education-loan-in-india-for-study-abroad\/#faq-question-1702198550543","name":"10. How many students are currently on Eduloans' platform seeking study loans abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Eduloans boasts over 10,000 students on their platform, all seeking study loans abroad. The platform's extensive network and services make it a valuable resource for aspiring international students.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts\/203"}],"collection":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/comments?post=203"}],"version-history":[{"count":11,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts\/203\/revisions"}],"predecessor-version":[{"id":1210,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts\/203\/revisions\/1210"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/media\/204"}],"wp:attachment":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/media?parent=203"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/categories?post=203"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/tags?post=203"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}