{"id":1485,"date":"2025-12-04T06:29:27","date_gmt":"2025-12-04T06:29:27","guid":{"rendered":"https:\/\/www.eduloans.org\/blogs\/?p=1485"},"modified":"2025-12-04T06:29:29","modified_gmt":"2025-12-04T06:29:29","slug":"how-to-get-education-loan-for-abroad-studies-in-india","status":"publish","type":"post","link":"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/","title":{"rendered":"How to Get Education Loan for Abroad Studies in India?"},"content":{"rendered":"\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1486 size-full\" src=\"http:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2025\/12\/How-to-get-an-education-loan-for-abroad-studies-in-India.jpg\" alt=\"\" width=\"1200\" height=\"650\" srcset=\"https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2025\/12\/How-to-get-an-education-loan-for-abroad-studies-in-India.jpg 1200w, https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2025\/12\/How-to-get-an-education-loan-for-abroad-studies-in-India-300x163.jpg 300w, https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2025\/12\/How-to-get-an-education-loan-for-abroad-studies-in-India-1024x555.jpg 1024w, https:\/\/www.eduloans.org\/blogs\/wp-content\/uploads\/2025\/12\/How-to-get-an-education-loan-for-abroad-studies-in-India-768x416.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/p>\n\n\n\n<p>The day that admission letter lands in your inbox, the world suddenly feels bigger, and your dreams closer. You read it again, just to be sure. Then reality sets in: <em>how on earth am I going to pay for this?<\/em><em><\/em><\/p>\n\n\n\n<p>It\u2019s a question almost every Indian student faces when planning to study overseas. The cost isn\u2019t small, tuition, travel, accommodation, insurance, it all adds up faster than you expect. But that\u2019s exactly why an <strong>education loan for study abroad<\/strong>&nbsp;exists. It\u2019s not just a bank formality; it\u2019s the quiet enabler of thousands of success stories every single year.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_58 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-light-blue ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e78822ad431\" ><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input aria-label=\"Toggle\" aria-label=\"item-69e78822ad431\"  type=\"checkbox\" id=\"item-69e78822ad431\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#Why_an_Education_Loan_Isnt_Just_About_Money\" title=\"Why an Education Loan Isn\u2019t Just About Money?\">Why an Education Loan Isn\u2019t Just About Money?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#Two_Ways_to_Get_That_Loan_With_or_Without_Collateral\" title=\"Two Ways to Get That Loan: With or Without Collateral\">Two Ways to Get That Loan: With or Without Collateral<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#Where_to_Apply_The_Most_Trusted_Options\" title=\"Where to Apply? The Most Trusted Options\">Where to Apply? The Most Trusted Options<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#SBI_Overseas_Education_Loan\" title=\"SBI Overseas Education Loan\">SBI Overseas Education Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#BOB_Overseas_Education_Loan\" title=\"BOB Overseas Education Loan\">BOB Overseas Education Loan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#HDFC_Credila_Overseas_Education_Loan\" title=\"HDFC Credila Overseas Education Loan\">HDFC Credila Overseas Education Loan<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#How_Does_the_Application_Journey_Really_Feels\" title=\"How Does the Application Journey Really Feels?\">How Does the Application Journey Really Feels?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#Before_You_Sign-in_Take_a_Step_Back_and_Check_These\" title=\"Before You Sign-in, Take a Step Back and Check These\">Before You Sign-in, Take a Step Back and Check These<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#Why_Do_EduLoans_Feel_Different\" title=\"Why Do EduLoans Feel Different?\">Why Do EduLoans Feel Different?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\" id=\"h-why-an-education-loan-isn-t-just-about-money\"><span class=\"ez-toc-section\" id=\"Why_an_Education_Loan_Isnt_Just_About_Money\"><\/span>Why an Education Loan Isn\u2019t Just About Money?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Think about it , you\u2019re not just funding a course; you\u2019re investing in the version of yourself you want to become.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.imperial-overseas.com\/\"><strong><u><strong>Studying abroad<\/strong><\/u><\/strong><\/a>&nbsp;means exposure, confidence, and independence. But for most families, shelling out \u20b920\u201360 lakhs (sometimes more) isn\u2019t easy. That\u2019s where a well-planned education loan steps in&nbsp;<a href=\"https:\/\/www.eduloans.org\/blogs\/best-time-to-apply-for-abroad-education-loan\/\"><strong><u><strong>education loan for study abroad<\/strong><\/u><\/strong><\/a>.<\/p>\n\n\n\n<p>What makes these loans so useful is how flexible they are, they don\u2019t just cover tuition, but also your living expenses, insurance, flight tickets, and even your laptop if your course needs one. Most banks also give you time after graduation before repayment starts. That breathing space can mean everything when you\u2019re setting up life in a new country.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-two-ways-to-get-that-loan-with-or-without-collateral\"><span class=\"ez-toc-section\" id=\"Two_Ways_to_Get_That_Loan_With_or_Without_Collateral\"><\/span>Two Ways to Get That Loan: With or Without Collateral<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>When you approach a lender, they\u2019ll ask if you want a <a href=\"https:\/\/www.eduloans.org\/blogs\/secured-vs-unsecured-education-loans-a-comprehensive-guide\/\"><strong><u><strong>secured<\/strong><\/u><\/strong><u>&nbsp;or <\/u><strong><u><strong>unsecured<\/strong><\/u><\/strong><\/a>&nbsp;loan.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A <strong>secured loan<\/strong>\u00a0means you (or your family) back it with property, fixed deposits, or insurance. You get a lower interest rate and a longer time to repay.<\/li>\n\n\n\n<li>An <strong>unsecured loan<\/strong>\u00a0doesn\u2019t require collateral , perfect if you can\u2019t or don\u2019t want to pledge assets. The rate may be a bit higher, but approvals are often quicker.<\/li>\n<\/ul>\n\n\n\n<p>It\u2019s not about which is better , it\u2019s about what fits your situation. Many students today prefer starting with an unsecured option, and once they settle abroad, they refinance for better rates later.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-where-to-apply-the-most-trusted-options\"><span class=\"ez-toc-section\" id=\"Where_to_Apply_The_Most_Trusted_Options\"><\/span>Where to Apply? The Most Trusted Options<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-sbi-overseas-education-loan\"><span class=\"ez-toc-section\" id=\"SBI_Overseas_Education_Loan\"><\/span><a><\/a>SBI Overseas Education Loan<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If there\u2019s one bank that\u2019s almost part of every Indian family story, it\u2019s <strong>SBI<\/strong>. Under its <em>Global Ed-Vantage Scheme<\/em>, the <a href=\"https:\/\/www.eduloans.org\/sbi-overseas-education-loans\"><strong><u><strong>SBI education loan<\/strong><\/u><\/strong><\/a>&nbsp;lets you borrow up to \u20b91.5 crore. The repayment window stretches up to 15 years , plenty of time to find your financial footing.<\/p>\n\n\n\n<p>What most students appreciate is the comfort of working with a public sector bank and the relatively simple documentation process.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-bob-overseas-education-loan\"><span class=\"ez-toc-section\" id=\"BOB_Overseas_Education_Loan\"><\/span><a><\/a>BOB Overseas Education Loan<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The <strong>Bank of Baroda (BOB)<\/strong>&nbsp;is another name you\u2019ll hear often. Through its <em>Baroda Scholar Loan Scheme<\/em>, the <a href=\"https:\/\/www.eduloans.org\/bank-of-baroda-overseas-education-loans\"><strong><u><strong>B<\/strong><\/u><\/strong><strong><u><strong>ank of Baroda<\/strong><\/u><\/strong><strong><u><strong>&nbsp;overseas education loan<\/strong><\/u><\/strong><\/a>&nbsp;offers up to \u20b980 lakhs. It covers tuition, travel, and living expenses for recognized universities abroad.<\/p>\n\n\n\n<p>It\u2019s especially popular with students heading to countries like the UK, US, and Canada , and for good reason: repayment flexibility and quick turnaround.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-hdfc-credila-overseas-education-loan\"><span class=\"ez-toc-section\" id=\"HDFC_Credila_Overseas_Education_Loan\"><\/span><a><\/a>HDFC Credila Overseas Education Loan<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you like things fast and personalized, <strong>HDFC Credila<\/strong>&nbsp;is your match. The <a href=\"https:\/\/www.eduloans.org\/hdfc-foreign-education-loan\"><strong><u><strong>HDFC Credila overseas education loan<\/strong><\/u><\/strong><\/a>&nbsp;is tailored for students who need a full-scope solution. It can even be pre-approved <em>before<\/em>&nbsp;you get admission. There\u2019s no upper limit on how much you can borrow, and it often covers 100% of your expenses.<\/p>\n\n\n\n<p>That means you can focus on preparing for your visa interview instead of worrying about your bank balance.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-does-the-application-journey-really-feels\"><span class=\"ez-toc-section\" id=\"How_Does_the_Application_Journey_Really_Feels\"><\/span>How Does the Application Journey Really Feels?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Here\u2019s what most students go through , and what actually helps:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Compare before committing.<\/strong>\u00a0Don\u2019t just pick the first lender your friend used. Compare interest rates, processing fees, and how long each bank takes to approve.<\/li>\n\n\n\n<li><strong>Check your eligibility.<\/strong>\u00a0Most banks ask for proof of admission from a recognized foreign university and a co-applicant with a steady income.<\/li>\n\n\n\n<li><strong>Get your documents ready.<\/strong>\u00a0This includes mark sheets, KYC <a href=\"https:\/\/www.eduloans.org\/blogs\/document-requirements-by-top-indian-banks-for-study-abroad-loans\/\"><strong><u><strong>document<\/strong><\/u><\/strong><strong><u><strong>\u00a0requirement<\/strong><\/u><\/strong><\/a>\u00a0, admission letter, and income proofs. If you\u2019re offering collateral, collect property papers early.<\/li>\n\n\n\n<li><strong>Apply, online or in person.<\/strong>\u00a0It usually takes 10\u201320 working days for initial approval.<\/li>\n\n\n\n<li><strong>Disbursement.<\/strong>\u00a0Once the loan is sanctioned, the funds go directly to your university\u2019s account as per their payment schedule.<\/li>\n<\/ol>\n\n\n\n<p>A small but important tip? Start early. At least two months before your visa interview. Paperwork delays are more common than you think.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-before-you-sign-in-take-a-step-back-and-check-these\"><span class=\"ez-toc-section\" id=\"Before_You_Sign-in_Take_a_Step_Back_and_Check_These\"><\/span>Before You Sign-in, Take a Step Back and Check These<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Interest rate:<\/strong>\u00a0Even a 0.5% difference makes a big impact over the years.<\/li>\n\n\n\n<li><strong>Loan margin:<\/strong>\u00a0Some banks fund 90\u201395%, while others ask you to pay a small part.<\/li>\n\n\n\n<li><strong>Moratorium flexibility:<\/strong>\u00a0Understand when repayment starts and how interest is calculated during that time.<\/li>\n\n\n\n<li><strong>Currency impact:<\/strong>\u00a0If you\u2019re heading to the US or UK, remember exchange rate swings can affect your repayment amount.<\/li>\n<\/ul>\n\n\n\n<p>Ask these questions now , not after you\u2019ve taken the loan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-do-eduloans-feel-different\"><span class=\"ez-toc-section\" id=\"Why_Do_EduLoans_Feel_Different\"><\/span>Why Do EduLoans Feel Different?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you\u2019ve ever tried talking to five banks in one week, you\u2019ll understand how stressful the process can get. Each one has its own form, its own checklist, and its own fine print.<\/p>\n\n\n\n<p>That\u2019s where <a href=\"https:\/\/www.eduloans.org\/\"><strong><u><strong>EduLoans<\/strong><\/u><\/strong><\/a>&nbsp;makes life easier. We\u2019ve already done the homework , comparing lenders, interest rates, and approval speeds. We partner with trusted names like SBI, BOB, and HDFC Credila, as well as other private NBFCs.<\/p>\n\n\n\n<p>Our job is simple: find the loan that fits <em>you<\/em>. The right amount, the right rate, and zero confusion. No service fee, no hidden cost , just honest guidance that saves you time and sleepless nights.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Studying abroad is one of those life-changing chapters , the kind that deserves a good start, not a financial headache. Whether it\u2019s a course in London, Toronto, or Melbourne, the right loan gives you the freedom to focus on learning instead of worrying.<\/p>\n<p>Need help financing your higher education? Apply with EduLoans\u00a0and explore flexible, transparent <a href=\"https:\/\/www.eduloans.org\/blogs\/top-5-indian-banks-offering-the-best-overseas-education-loans-in-2025\/\"><strong><u><b>study abroad education loan<\/b><\/u><\/strong><\/a>\u00a0options designed for your journey , not just your paperwork.<\/p>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1764828584234\"><strong class=\"schema-faq-question\"><strong>Q1. Can I get a loan without collateral for studying abroad?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. Many lenders, including HDFC Credila and certain private banks, offer unsecured loans if your academic profile and co-applicant\u2019s income are strong.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1764828624316\"><strong class=\"schema-faq-question\"><strong>Q2. Do I get a 100% loan as per my program fees?<\/strong><\/strong> <p class=\"schema-faq-answer\">That depends on the lender and your profile. The SBI overseas education loan usually covers up to 90\u201395% of expenses, the BOB overseas education loan up to \u20b980 lakhs, while the HDFC Credila overseas education loan can finance up to 100% of your total study cost.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1764828639396\"><strong class=\"schema-faq-question\"><strong>Q3. When does repayment begin?<\/strong><\/strong> <p class=\"schema-faq-answer\">Usually 6\u201312 months after your course or once you start working. The period between course completion and repayment is called a moratorium.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1764828655703\"><strong class=\"schema-faq-question\"><strong>Q4. Can the loan cover living expenses too?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, it typically includes tuition, housing, travel, books, and even insurance or laptops, depending on your lender.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1764828674010\"><strong class=\"schema-faq-question\"><strong>Q5. Does EduLoans charge students for help?<\/strong><\/strong> <p class=\"schema-faq-answer\">No. Our counseling and loan assistance are completely free. You only repay your loan to the bank you choose.<\/p> <\/div> <\/div>\n\n\n","protected":false},"excerpt":{"rendered":"<p>The day that admission letter lands in your inbox, the world suddenly feels bigger, and your dreams closer. You read&hellip; <\/p>\n","protected":false},"author":8,"featured_media":1486,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[102,3,98,11,108,8,2,9],"tags":[50,144,43,22,45,149,23,150],"class_list":["post-1485","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bank-of-baroda-education-loan","category-education-loan","category-hdfc-credila-education-loan","category-overseas-education","category-sbi-education-loan","category-secure-loan","category-student-loan","category-unsecured-loan","tag-bank-of-baroda-edcuation-loan","tag-hdfc-credila-education-loan","tag-loan-for-study-abroad","tag-overseas-education-loan","tag-sbi-education-loan","tag-secured-loan","tag-study-abroad-education-loan","tag-unsecured-loans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.2 (Yoast SEO v23.2) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to Get Education Loan for Abroad Studies in India? - Education Loans Blog - Empowering Dreams<\/title>\n<meta name=\"description\" content=\"Find out how to get your student loan for study abroad, including eligibility requirements, necessary paperwork, top banks, and professional advice. With confidence, begin your study abroad adventure!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Get Education Loan for Abroad Studies in India?\" \/>\n<meta property=\"og:description\" content=\"Find out how to get your student loan for study abroad, including eligibility requirements, necessary paperwork, top banks, and professional advice. 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Can I get a loan without collateral for studying abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes. Many lenders, including HDFC Credila and certain private banks, offer unsecured loans if your academic profile and co-applicant\u2019s income are strong.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#faq-question-1764828624316","position":2,"url":"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#faq-question-1764828624316","name":"Q2. Do I get a 100% loan as per my program fees?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"That depends on the lender and your profile. The SBI overseas education loan usually covers up to 90\u201395% of expenses, the BOB overseas education loan up to \u20b980 lakhs, while the HDFC Credila overseas education loan can finance up to 100% of your total study cost.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#faq-question-1764828639396","position":3,"url":"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#faq-question-1764828639396","name":"Q3. When does repayment begin?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Usually 6\u201312 months after your course or once you start working. The period between course completion and repayment is called a moratorium.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#faq-question-1764828655703","position":4,"url":"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#faq-question-1764828655703","name":"Q4. Can the loan cover living expenses too?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, it typically includes tuition, housing, travel, books, and even insurance or laptops, depending on your lender.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#faq-question-1764828674010","position":5,"url":"https:\/\/www.eduloans.org\/blogs\/how-to-get-education-loan-for-abroad-studies-in-india\/#faq-question-1764828674010","name":"Q5. Does EduLoans charge students for help?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No. Our counseling and loan assistance are completely free. You only repay your loan to the bank you choose.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts\/1485"}],"collection":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/comments?post=1485"}],"version-history":[{"count":1,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts\/1485\/revisions"}],"predecessor-version":[{"id":1487,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/posts\/1485\/revisions\/1487"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/media\/1486"}],"wp:attachment":[{"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/media?parent=1485"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/categories?post=1485"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.eduloans.org\/blogs\/wp-json\/wp\/v2\/tags?post=1485"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}